Insurance Policies

A $30,000 Settlement for Woman Injured by NYC Taxi Cab in Front of the Port Authority Bus Terminal

By Carol L. Schlitt on October 12, 2011 • ( 1 )

In June 2007, a woman took a bus from her native Boston to New York City so she could attend a business seminar. She hailed a cab in front of the Port Authority, loaded her luggage and climbed into the cab. Before she could sit down, the cab driver lurched the car away from the curb, then came to a shuddering halt, throwing the woman into the Plexiglas divider. The wild and erratic driving left the woman with two broken teeth and neck and back pain. The woman asked me to represent her and last week we settled the case with the taxi driver for $30,000.

There are certain aspects of this case which might interest you.

Filing an Auto Insurance Claim after a Car Accident in New York

By Carol L. Schlitt on June 3, 2011 • ( )

Here’s a question I received about filing an insurance claim after a car crash:

I was rear-ended by someone on the Long Island Expressway. The accident was no fault of mine. What I am struggling with is whose insurance to go through. Should I go through mine or hers? What are the pros and cons of going through hers instead of mine and which do you recommend I do?

Caps on Medical Malpractice Awards Bad for New York, Bad for Patients and Good for the Insurance Industry

By Carol L. Schlitt on March 10, 2011 • ( 2 )

As part of his proposal to control health care costs, Governor Cuomo has proposed capping medical malpractice payments for non-economic losses at $250,000. We have all heard the claims that medical malpractice premiums are driving doctors out of business and raising our health care costs, so caps would help everyone but the lawyers. Right? Wrong. In reality, limits on medical malpractice awards would have little impact on the medical malpractice insurance premiums, would not lower health care costs and would hurt many individuals. The only clear winner would be the insurance industry.

Help, I was Hit in the Rear in a Car Accident

By Carol L. Schlitt on March 1, 2011 • ( )

I heard today from a woman who was hit in the rear while stopped at a traffic light. She immediately felt some pain in her back and neck, most likely from the whiplash of moving forward and then her seatbelt… Read More ›

Whom Does New York’s No-Fault Insurance Law Cover? A Detailed Explanation of New York State’s No-Fault Coverage

By Carol L. Schlitt on October 6, 2010 • ( 2 )

New York’s No-Fault Insurance Law offers benefits (quick payments for expenses) and restrictions (on lawsuits for pain and suffering). New York is one of 12 states that have a No-Fault auto insurance program. As the name suggests, under the No-Fault law, insurance coverage does not depend upon who is to blame in an accident.

Question Raised in the Case of a Boy Hit by a Car

By Carol L. Schlitt on September 29, 2010 • ( 1 )

I received a question from a mother regarding a potential settlement of a lawsuit brought on behalf of our son, who was in a car accident. The case raises questions about comparative liability, the value of a settlement vs. a court award, the impact of insurance policy limits on a potential award and the value of having your attorney provide an assessment of your case. I thought it might prove helpful to share her question and the answers I gave her.

Personal Injury Cases Against Family Members

By Carol L. Schlitt on June 22, 2010 • ( 1 )

From time to time, a client suffers an injury due to the negligence of a family member. These cases can cause emotional turmoil and can split families, though they need not do so. Whether a slip and fall at a sister’s home or a broken leg suffered in a car accident when a brother drove recklessly, negligence cases involving family members raise two questions:

- Can I sue a family member?
- Should I sue a family member?

Let me offer some guidance that you may want to consider.

I’ve Been in a Car Accident, Can I Sue the Other Driver? Should I Sue the Other Driver?

By Carol L. Schlitt on June 3, 2010 • ( 1 )

As personal injury attorney who has personally handled hundreds of car accident cases, many clients, potential clients, friends and even family tell me about a car accident and then ask: Do I have a case? Can I sue? If another driver or party caused or contributed to a car accident and if you suffered a serious injury, not only may you sue, but you may need to file a lawsuit to receive full compensation.

There are five critical steps that I advise people to take before deciding whether you want to consider a suit. While you can take the four steps without the advice or counsel of an attorney, the earlier in the process that you retain an attorney, the more he or she can help you.

Payment of Compensation in New York Car Accident Cases and the Car Insurance Coverage You Should Have

By Carol L. Schlitt on May 28, 2010 • ( )

I represent many clients who have suffered injuries in car crashes and when prosecuting the case, I want to know how much coverage the defendant has. Why? In many cases, the maximum amount of compensation that my client can receive is equal to the liability coverage that the defendant has. Understanding liability coverage is important for plaintiffs and car owners as they consider how much liability coverage to purchase.

Bus Accident Cases and New York’s Joint and Several Liability Law

By Carol L. Schlitt on May 27, 2010 • ( )

A few years ago, a client of mine injured her knee while riding a New York City Transit Authority (NYCTA) bus in Brooklyn and she received $150,000 in compensation for her injuries. The resolution of this case illustrates New York’s joint and several liability law and how it often comes into play in bus accident cases.

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