The law is clear in New York: a pedestrian struck by a car is entitled No-Fault coverage through the insurance company of the car that struck the pedestrian. I repeat this fact for a simple reason. A woman called our offices this afternoon. She had been struck by a taxi in New York City and wanted No-Fault coverage. The insurance company for the taxi tried to deny her coverage claiming that she should get the coverage through her own insurance company, an impossibility because she does not own a car.
Do not be denied your rights. If you are a pedestrian and you are struck by a taxi or any other vehicle in New York State, you are entitled to No-Fault insurance through the insurance company for that vehicle.